Chapter II
CAPITAL SOURCES
Article 7.- State budget capital sources
1. Charter capital;
2. Loan capital for hunger elimination, poverty alleviation, job creation and implementation of other social policies;
3. Annually, the People’s Committees at all levels are allowed to deduct part of the revenue surplus and expenditure savings of their budgets to increase the loan capital sources for poor people and other social policy beneficiaries in their respective localities.
4. ODA capital assigned by the Government.
Article 8.- Mobilized capital
1. Interest-bearing deposits, received from domestic and foreign organizations and individuals within the approved annual plans;
2. State-run credit institutions shall have to maintain at the Social Policy Bank a deposit balance equal to 2% of the balance of their capital sources mobilized in Vietnam dong by December 31 of the preceding year. The change in the above-mentioned deposit balance rate shall be decided by the Prime Minister. The State-run credit institutions deposits at the Social Policy Bank shall bring in interests to be calculated according to the annual average interest rate for mobilized capital sources of credit institutions plus (+) the reasonable mobilization charge as agreed upon by the two parties;
3. Interest-free voluntary deposits of organizations and individuals at home and abroad;
4. Bond issuance with the Government guarantee, deposit certificates and other valuable papers;
5. Savings deposits of poor people.
Article 9.- Borrowed capital
1. Borrowings from financial and credit institutions at home and abroad;
2. Borrowings from postal savings and Vietnam Social Insurance;
3. Borrowings from the State Bank.
Article 10.- Non-refundable capital voluntarily contributed by individuals, economic organizations, financial and credit institutions, socio-political organizations, associations, societies and non-governmental organizations inside and outside the country.
Article 11.- Preferential loan capital entrusted by local administrations, economic organizations, socio-political organizations, associations, societies, non-governmental organizations and individuals inside and outside the country.
Article 12.- Other capital sources.